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The passportPortable credit

Credit history that crosses borders with you.

Years of paying for a property on time are proof of trust. Finpass keeps that proof — confirmed by the bank, signed, and yours to share.

Why a passport

Credit should belong to the person — not to the country.

A passport works because three things are true: a trusted authority issues it, the person carries it, and any border can check it without phoning home. Finpass brings that to credit history. Portability is the goal; the technology is what makes it trustworthy.

PARAGUAY NEW ZEALAND THE NEXT COUNTRY TODAY WITH FINPASS ×× 00 pays instalments no credit score starts from zero again instalments stamped history verified here and verified there too
The same person, the same good record. Today it stays behind at every border. With Finpass it travels with them.
A passportThe Finpass passport
Issued by a trusted authorityIssued by Finpass, only from bank-confirmed payments
Carried by the personHeld by the buyer — not locked inside one bank or one country
Stamps record the journeyEach on-time instalment adds a stamp
Security features stop forgeryDigital signatures make any tampering visible
Checked at any borderVerified by a lender in any country, in seconds

The passport in practice

Every on-time instalment is a stamp.

Three years of paying for an apartment is some of the best evidence of trust a person can have. Finpass keeps it — signed and verifiable — so it can travel with the buyer to a bank, a landlord or a lender in any country.

Financial passport · example
Maria Souza
Issued byFinpass
ContractHorizonte · 804
On time36 / 36
SinceOct 2023
A lender scans and sees: 36 of 36 on time, verified. Amounts stay private.
Stamps
MAY 26#32ON TIME
JUN 26#33ON TIME
JUL 26#34ON TIME
AUG 26#35ON TIME
SEP 26#36ON TIME

Recorded only with a yes

Nothing is kept unless the buyer agrees — and saying no never blocks a payment.

Never sold

A report exists only when the buyer chooses to send it to someone.

Verifiable anywhere

Signed records any institution can check instantly — no phone call, no borders.

For banks and lenders

Verify a payment history in seconds — only when the buyer says yes.

A buyer can send a verification link to a bank, lender or landlord in any country. It shows what the buyer chose to share, with signatures that make any tampering visible.

Lenders: talk to us →
  • Only bank-confirmed payments count. Nothing self-reported.
  • The buyer decides who sees what, and can withdraw consent.
  • Amounts can stay private. “36 of 36 on time, verified” is often enough.
  • No account needed to check a link.

Where it stands: every payment Finpass confirms today is recorded with its bank confirmation — the history the passport is built from. Verification by lenders opens in 2027.

Why it can be trusted: the passport is built from the same anti-money-laundering (AML) checks that keep each payment clean — the buyer’s identity, the purpose of the payment and the bank’s record of where the money came from. Compliance by design →

FinpassGet started

Bring your buyers abroad into one chat.

Finpass is in production. Tell us about your contracts and we’ll show you how it runs with your bank.

  • With your own contracts. The buyer’s chat, the dashboard and how your bank connects.
  • In your language. English, Portuguese or Spanish.
  • Buyers never pay. Agencies pay a fee only on payments received — no subscription.